00638naa#a2200181#i#450# EN\\bibl\100207 20250725193428.5 2221-3260 20250430b2025####ek#y0engy0150####ca RU The risk of growth of shadow schemes related to the transit and cashing out of money with the participation of individuals «drops» Journal article Yaroslavl Yaroslavl State Technical University 2025 13 с. Journal article local Korneva Irina Sergeevna Pecheritsa Elena V. Shekhova Nataliya Vladimirovna ystu.editorum.ru